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This essay takes a fresh look at the interactions between Germany and its halal food market by evoking the facts, challenges, and opportunities of a norm that sets the limit between lawful and unlawful. Moreover, following the steps of various conducted research papers that analyzed the halal food market in different ethnic societies, this study aims to find out some of the significant success factors within the halal supply chain management in a German business context.
This thesis is a study examining the potential of implementing automation solutions in the financial month-end close of TomTom Business Unit Automotive Finance. The aim of this study is to identify processes with potential for the implementation of Robotic Process Automation and/or Artificial Intelligence, to improve month-end close in the selected case company.
The theoretical framework delimits Digital Business Transformation from Digitalization and Digitization. It provides background knowledge on Robotic Process Automation and Artificial Intelligence and points out how digitalization impacts the finance function of the future. Furthermore, factors for successful implementation of automation are discussed.
The study applies the strategy of action research performed in a two-staged research examination, including the performance of interviews and the analysis of the interview results. The interview’s goal was to examine month-end close processes, gathering information about the process itself and its characteristics, to have a solid understanding on the processes for the subsequent analysis. The data analysis was conducted applying two different approaches, varying depending on which automation tool best suited the process.
The research result showed that half of the processes in month-end close of Automotive Finance have the automation potential. This automation is more related to the implementation of processes into SAP Analytics Cloud and the use of included Artificial Intelligence features than to the use of Robotic Process Automation.
This result confirms the theoretical findings on the high potential of automation in reporting and endorses the automation potential of month-end close in TomTom Business Unit Automotive Finance.
Die vorliegende Bachelorarbeit beschäftigt sich mit der gezielten Ansprache des Seh- und Tastsinns in deutschen Supermärkten. Zunächst werden anhand einer Literaturanalyse der Mehrwert und die möglichen Einflussfaktoren einer visuellen und haptischen Marketingstrategie erörtert. Durch das Mittel der Beobachtung werden daraufhin Umsetzungsbeispiele aus der Praxis ermittelt und analysiert. Darüber hinaus werden, durch Experteninterviews mit den zuständigen Filialleitern, die Erfolgswirkungen der jeweiligen visuellen und haptischen Gestaltung erfasst. Die erhaltenen Aussagen werden durch die Ergebnisse einer Kundenbefragung bezüglich der Erfolgswirkungen ergänzt. Im Anschluss werden anhand der erhobenen Daten Optimierungsmöglichkeiten in der Umsetzung visueller und haptischer Reize im Supermarkt bestimmt.
Die Umsetzung visueller Reize findet vor allem in der Nutzung von natürlichen Materialien und Produktbildern statt. Haptische Reize ergeben sich dagegen im Angebot von Selbstbedienung und loser Ware. Die sensorischen Elemente bieten den Supermärkten die Möglichkeit, durch die Hervorhebung von Waren, die Erzeugung positiver Emotionen und Assoziationen, sowie der Erstellung eines Einkaufserlebnisses, den Umsatz zu steigern und sich von Wettbewerbern zu differenzieren. Dennoch beschränkt sich die Gestaltung der Märkte noch stark auf den Sehsinn. Da Kunden ebenso Wert auf den Tastsinn legen, sollten auch haptische Reize gezielt genutzt und in einer stimmigen sensorischen Strategie eingebunden werden.
In einem ständig schneller werdenden Arbeitsumfeld, gewinnt heutzutage ein gutes Prozessmanagement immer mehr an Bedeutung um reibungslose, effiziente und schnelle Abläufe zu garantieren. Viele Unternehmen sind dazu angehalten, ihre Supply Chain und die dazugehörigen Prozesse zu optimieren um in den stark konkurrierenden Märkten eine gute Wettbewerbsposition zu besetzen (Becker, 2018).
Die Bacherlorthesis wurde bei der CeramTec GmbH, einem führenden Unternehmen in der Hochleistungskeramik, durchgeführt. Das Unternehmen konnte 2018 einen Umsatz von 600 Mio. Euro vorweisen und ist momentan stark interessiert daran, seine Prozesse an den unterschiedlichen Standorten zu standardisieren.
Im Zuge dessen wurde im Rahmen dieser Arbeit der Wareneingangs- und Versandprozess an vier Standorten zunächst analysiert und sowohl textuell, als auch graphisch in einem funktionsübergreifenden Flussdiagramm transparent dargestellt. Hierbei wurde bereits die unterschiedliche Handhabung sowie die nicht einheitliche Verantwortungsverteilung deutlich.
Nachfolgend wurden eine Schwachstellenanalyse und eine Gegenüberstellung der verschiedenen Standorte vollzogen. Dies dient der Übersicht und bietet die Grundlage für die Ableitung der Verbesserungspotenziale und der Erarbeitung von Handlungsempfehlungen.
Neben dem Prozesslebenszyklus bildet der PDCA-Zyklus, das Toyota Produktionssystem und das dazugehörige 3M – Modell die Basis der Prozessanalyse sowie der Prozessoptimierung.
Angesichts der Modellierung und der Gegenüberstellung konnten Ergebnisse generiert werden, die seitens des Unternehmens als Grundlage genutzt werden können, Maßnahmen in Richtung Standardisierung und Optimierung einzuleiten.
The awareness of fintech has been on the rise, as more banks participate in technological changes, new unconventional companies and start-ups begin to offer fintech solutions to the public, and an increase in fintech exhibitions and fairs can be observed all around the world. Below is a figure obtained from Google Trends, which illustrates the trend of Google searches related to fintech the past 5 years. As Google is known to be one of the most frequently used search engine around the world, the trend depicted will accurately reflect the awareness in fintech.
With reference to Figure 1, a value of 0 indicates that there is insufficient information regarding searches for fintech and a value of 100 indicates the maximum peak popularity for fintech. Therefore, Figure 1 represents the growing attention of fintech since 2015. The ‘note’ in Figure 1 represents an improvement made on Google Trends to collect search results.
Fintech is most known for its disruptive and unconventional impacts it brings to the traditional banking industry. (World Economic Forum, 2017) In light of fintech, the perception of banking today has changed drastically as compared to the past. As opposed to traditional banking that was once the monopoly of the industry, banks these days are following the trend of moving towards digitalisation, in order to remain competitive. (Williams-Grut, 2015) (World Economic Forum, 2018)
Attention for fintech amongst the public, investors and governments grew rapidly since 2014. (Arner) The graph below indicates a flourishing expectation in the fintech investments. (Statista, 2015) From the year 2008 to the year 2020, the value of fintech investments all around the world is projected to grow to a USD$46 billion industry. A market analysis that was done by Deloitte also suggests the same growing trend. (Deloitte, 2015)
Numbers in Figure 2 represent the total value of fintech investments across all segments of fintech. In general, fintech is divided into 4 segments: payments, financing, asset management and others. (Gregor Dorfleitner, 2017) However, there are variations from publications to publications. An industry report conducted by Statista found that digital payments segment in fintech was the largest in 2017, with a global transaction value (TAV) of US$2753.70 billion. (Statista, 2018) Following digital payments was alternative lending, followed by personal finance and lastly alternative financing.
As part of the thesis, an expert survey was conducted. Professionals who are currently working in the fintech industry, in addition, expressed most positivity and expectations in the payment sector of the fintech industry. Moreover, results gathered from another survey participated by members of the public also indicated the most interest in payment/personal banking. Approximately 50% of all responses collected indicated “Yes” for payment/personal banking services. Due to this uprising expectations of the payments sector by experts in fintech, this thesis aims to focus on the payment sector in fintech and to predict trends as accurately as possible. The integration of fintech initiatives into payments has brought about new areas of studies, in terms of business models, types of services, customers as well as the security of data. (Salmony, 2014) Therefore, this thesis aims to address these areas, as well as to offer suggestions to counter threats faced by payments in the fintech industry.
This thesis will be based heavily on business to customers (B2C) fintech products and services. It will consist of an extensive literature review and empirical research on reliable sources of information. Data used in this thesis will be from both primary and secondary sources. Primary data is collected through two surveys. The survey was divided into two target groups- first for the mass market and second only for senior professionals in the fintech industry. The purpose of the first public survey is to understand the preferences and needs of the mass market. The second expert survey was done to understand the strategy of two highly successful fintech company and their future expectations from a professional’s perspective. The experts are current professionals from Murex and Allianz Technology. As for secondary data, it is obtained from credible sources, such as government websites and industrial analysis reports. As certain names and keywords vary from sources to sources, they will be classified accordingly, as accurately and closely as possible. The information used in this thesis is further explained under “Methodology”. Primary data collected and secondary data gathered will be compared with each other to verify their accuracy.
The first chapter of this thesis gives an introduction to the fintech industry. The second chapter will analyse the digital payment environment. This includes the SWOT, PESTEL analyses and advantages and disadvantages. In the third chapter, it will discuss the digital payment industry today. The fourth chapter will be related to primary data findings through surveys and a comparison with secondary data gathered. Future predictions will be covered in chapter five. In chapter six, challenges and suggestions will be discussed to help fintech companies to overcome challenges and remain competitive. Finally, a conclusion will be in chapter seven.
Over the decades, several reasons like globalization, pressure from large counterparts (SMEs suppliers and customers), outstanding performances and advantages of competitors have driven SMEs to adopt standardized and integrated Enterprise resources planning (ERP) systems. However, implementing an ERP system is a very complex and risky project mainly for SMEs which can lead to ERP implementation ineffectiveness. There are many causes of ERP ineffectiveness, but important one mainly for SMEs is a lacking connection to organizational behavior (including structure and culture) during the ERP implementation, which may lead to misfits between existing organization behavior (structure and culture) and ERP systems because of two separate characters. The integration and standardization nature of ERP systems may not be compatible with all aspects of existing organizational behavior, and it is likely that some aspects or dimensions in organizational behavior influence the ERP implementation success or failure. Based on the theory of organizational structure and culture and the prior literature, this study examines which traditional organizational structure indicators (centralization and formalization), and on the other hand, culture indicators (team orientation and change orientation) affect the implementation of an ERP system. The finding ensures that a high degree of centralization and formalization dimensions of organizational structure has a positive, significant influence on ERP implementation effectiveness. Likewise, there is a positive and significant relationship between team orientation and change orientation of organizational culture with ERP project success. By analysing two firms of Estonia and Germany, this study declares that SMEs have a moderate attention towards their ERP implementation projects which shows that it is not always a problem of ERP implementation failure and proves that SMEs should be focusing not only on technical aspects of ERP system but on organizational aspects particularly on structure and culture as well that may increase the success chance of ERP implementation.
Die vorliegende Bachelorarbeit analysiert das Sourcing Tool des Applicant Tracking
Systems und dessen Funktion als Talent Pool des Unternehmens thyssenkrupp Aufzüge
GmbH. Der Recruiting Prozess von thyssenkrupp wird derzeit neu definiert und neue
Recruiting-Wege sollen gefunden werden. Einer dieser Wege ist das Sourcing in einer
eigenen Kandidatendatenbank.
Dafür wird der Hintergrund zu Recruiting und Active Sourcing, sowie dessen Kanäle, zur
Automatisierung des Recruiting-Prozesses und zum Applicant Tracking System
betrachtet und der Aufbau eines Talent Pools erläutert.
Die aktuellen Problempunkte der vorhandenen Version des Sourcing Tools wurden
mittels einer Umfrage identifiziert und ein Neuaufbau einer Kandidatendatenbank
diskutiert. Um eine Implementierung des Tools zu ermöglichen, wurden die Ergebnisse
dieser Arbeit den zuständigen Ansprechpersonen dargelegt und auf ihre technische
Umsetzbarkeit geprüft. Daraufhin wurden Handlungsempfehlungen gegeben und ein
Ausblick auf weitergehende Maßnahmen gegeben.
Due to the recent political and economic events of the so called U.S.-China Trade War, the media broadcasted extensively about both parties placing tariffs on each other. This situation impacts heavily on global value chains and brings an increasing focus on GVCs in terms of an economic upgrading in China. A re-examination of the bilateral trade relationships of China and its value added on export products becomes an interesting topic which deserves to be analyzed. In order to understand how GVCs function in international trade and their impact on public and private sectors, an overview of GVCs is presented. Using one of the successful examples of GVCs, this paper focuses on China’s high-tech industry and aims to evaluate its role in GVCs. By reviewing the transformation and development of high-tech industry in China, this paper provides insights into the change of industrial structure and current challenges during the transitional phase. By analyzing statistical data from Input-Output Table for China’s most advanced sectors – computer, electronic and optical products – this paper found out that China’s role of GVCs has changed overtime. More precisely, there is a trend of moving towards knowledge- and service-intensive sectors.
This study analyses the effects of the German federal minimum wage of 8.50€, introduced in 2015. First, the initial political, economic and legal situation in 2015 are assessed. This is followed by a theoretical evaluation of the wage factor in the labor market model outlined. The presented impacts on employment and real wages serve as a guideline and primary focus for the structure of the paper. The research indicates that in reaction to the minimum wage, contractual working hours were decreased. Other adaption measures undertaken to counteract increased costs, were productivity-enhancing measures such as more training. Furthermore, the data analysis hints towards structural shifts away from 450€-jobs towards social security employments. Moreover, within the observation period, the general employment rate in Germany increased in the high single-digit range. Regarding compensation effects, studies show that in anticipation of the reform; the general wage level was already increased. Besides the minimum wage, other wage clusters in the low-wage segment are affected by wage spillovers. As a result, it is suggested that consumption grows over proportionally because of the higher propensity to consume of low-income groups. Moreover, consumption depends on the spending behavior of government; which acquires more taxes and social security contributions due to the increased income. However, when it comes to profitability, businesses report difficulties in passing on increased labor costs to customers.