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This study aims to deliver a strategic and systematic analysis about the consumer loans banking business with the integration of industry 4.0. Industry 4.0 itself comprise of a lot of things in regards of advance technology being used in order to create more value to the company. The purpose of this study also determine which components of industry 4.0 are suitable and applicable in the consumer loans banking business. This thesis uses secondary data as a primary resource to provide research objective. The secondary data collected through the use of published journal literature as well as the academic literatures. The research starts by providing the general information and literature about the consumer loans banking business and the industry 4.0 as well. Following by the reason why the consumer loans banking business need the technological advancement of industry 4.0. Next, this thesis also gathers the quantitative data related to financial measurement to provide more understanding the consumer loans banking business. The analysis is carry out by using the three level of environmental analysist segmentation in which commonly use for the industry analysis. The first factor is the PEST analysis, it resembling the external factor of the industry, second is the Porter’s five forces to explaining the operating forces within the industry, the third is the value chain analysis. The findings of this thesis pose important implication for bank consumer loans business stakeholders with the purpose to integrate or related to industry 4.0 technological advancement, providing enough information about the keys factor and analysis behind the industry.
This thesis aims to provides a comprehensive and systematic approach towards the strategic analysis of Electric Vehicles Industry in India. The research explores the ways how the external business environment or macro and operational environment affecting and shaping the EV Industry in India at present. The research starts with providing a general description of Electric Vehicles followed by the quantitative method of analysis to analyses the external or macro environment of EV Industry in India by using PESTEL analysis and operational business environment level analysis of EV Industry in India by using Porter Five Force Analysis. The author identifies how present market situation of EV Industry looks like in India and what strategies that need to be implemented by EV manufacturer for its future expansion in the India. In conclusion the author anticipates the tremendous effort by Government of India working together with several public and private stakeholder to push the electric mobility solution throughout the country by creating several policies, fiscal & non fiscal based incentives, and awareness towards electric mobility. The findings show that EV will help India to climate mitigation strategies to lower down GHG emission from increasing road transportation in India, energy security, a local pollution free environment and an advanced shared mobility transportation for growing urban population in India. The commercial potential of the EV industry in the near future seems enormous in India as the entire value chain associated with it in developing stage and looking forward to conquering the demand of a billion plus size growing population of young India.
Common problems that urbanized areas have to face are an increase in accidents, air and noise pollution, traffic jams, lower road security and reduced available space. The increased amount of carbon emissions (CO2) is creating severe consequences that can be observed in climate change. Smart Mobility can help to put under control and lower the CO2 emissions derived from the transport sector. Thus, the paper investigates the benefits and challenges of Smart Mobility. Then, through a confrontation of two benchmark areas which are successfully adopting Smart Mobility techniques, and the utilization of SWOT and data analysis, it shows that Smart Mobility can effectively lower CO2 emissions from transport. Ultimately, the NEXT-Future Transportation project is proposed as an innovative solution that addresses most of the mobility challenges and incorporates the needs for future transportation.
The thesis emphasizes on the scale of production and waste of plastics, market share of single use plastics and attempts to find alternatives to one of the most problematic single use plastic marine litter items – single use plastic tableware and cutlery. The thesis is further narrowed to one of the Biodegradable tableware and cutlery BIOTREM from Poland that produces single use or disposable tableware and cutlery with the raw materials wheat bran and bioplastics PLA.
A study involved in the internationalization of BIOTREM is carried out based on the guidelines and principles of Global Marketing by Hollensen (2014). The study includes the important steps in internationalization process such as decision whether to internationalize, factors affecting internationalization, internationalization models suitable for BIOTREM.
Germany is considered as a hypothetical target market for the expansion of BIOTREM and the challenges for internationalization to Germany is analyzed with the help of Porter’s Five Force framework and SWOT Analysis. Further, various types of entry modes and factors that would influence the strategy for BIOTREM’s entry into German Market are studied and the suitable options are recommended.
A few recommendations w.r.t elements of marketing mix – product, place and promotions are suggested and also included are the general recommendations regarding company’s website contents. A recommendation is made on new form of crowd funding option – Security Token Offerings (STO’s) for BIOTREM expansion plan.
Finally, it is concluded with enlisting the answers found for the research questions and the message on taking responsibility for single use plastic pollution problem.
The pivotal role of the service industry in the economy is increasing over the last decades, as shown by the significant contribution to the GDP made by travel and tourism. Among the varied range of travel companies, this paper focuses on travel agencies. The objective of the thesis is to find out the key drivers, which lead to the success of European travel agencies and to point out the factors that make them unable to compete and develop sustainably. This paper uses the PESTEL model, Porter’s Five Forces model analysis, flywheel concept and spontaneously conducted interviews with travel and tourism industry experts. A case study approach is adopted. There is also the analysis of the financial statements, business model and strategies of the top 15 world-leading travel agencies to find out the market structures and competitors’ behaviors. From the collected data and examination, three primary factors that lead to the sustainable development of travel agencies and four main factors that decreed the failure were identified. Besides, the research also finds out the answer for the three research questions: technology is the disruptive forces in the travel agency industry, there will be no monopoly in this industry at least in the next medium-term, and the adaptation of a new business model is possible. Finally, the study proposed a sustainable development model for a European travel agency as well as directions for future relevant research.
The German banking landscape is currently undergoing a paradigm shift of an unprecedented magnitude. As the financial world is changing, the future of German banks is highly uncertain. A multitude of present-day driving factors will shape the banking world of tomorrow. Therefore, this thesis aims to investigate and analyze the future of the German banking sector until 2030. The concept of scenario planning serves as underlying method for this research. Based on current factors influencing the German banking sector, the present thesis systematically develops coherent future scenarios. The generation of these scenarios is performed with the help of the scenario software INKA 4. This enables to assess a comprehensive picture of the future environment and the interactions between external influencing factors. Based on the most consistent future scenario, implications for the strategies of German banks are derived. As a result, German incumbents can question their strategic orientation and position themselves optimally for the future.
As COVID-19 forces school to shutdown, distance learning or homeschooling is increasingly becoming the preferred and safest mode of delivering education. The new trend however, raises underlying questions on the implication it will have on the educational gap and attainment between advantaged and disadvantaged students in Germany, stemming from the diverse economic, cultural and social situation among the student population. This study presents results of a comparative analysis between advantaged and disadvantaged students in Germany using the PISA data 2018. The study investigated, how large the educational gap in Germany between advantaged and disadvantaged students is and what influences this gap. More specifically, what effect COVID-19 induced school interruption has in increasing the educational at- tainment between the student population. The findings show that there is an educa- tional gap between advantaged and disadvantaged students in Germany and socio- economic and cultural factors influence student performance which aligns with the findings in the literature review. Furthermore, school closures of 51 days result to a loss of 3.26, 3.37 and, 4.12 PISA point for advantaged students in maths, science and reading respectively and a loss of 8.4, 8.1 and 5.01 PISA points in maths, sci- ence and reading for disadvantaged students. The results show an increase in the educational outcome and inequality between advantaged and disadvantaged students in Germany. The findings, necessitate the need for policy makers to neutralize the learning losses resulting from the COVID-19 induced remote learning.
The present research sought to deepen the debates about how the collector of recyclable material, a subject that has built his political resistance in the Brazilian scenario from the process of re-signification of garbage and his profession. Its empowerment observed from the end of the 20th century was concomitant with the growth of environmental discussions and the strengthening of the solidarity economy as an alternative for economic emancipation in Brazil. In this context, the individual who used to live on the margins of society established himself as a fundamental factor in the recycling chain and became an environmental agent. The question that guided the investigation was "how has the pandemic influenced waste pickers' solidarity organizations, given their challenges and opportunities?". In this context, two specific objectives were determined to be answered in the course of the research. The first sought to understand the relationship between the solidarity economy and the formation of waste picker collectives; the second aimed to identify the challenges and opportunities that could arise from these solidarity organizations' experiences. A vast theoretical analysis was conducted to understand the
foundations of the Solidarity Economy, an alternative to the informal economy and a form of economic empowerment especially considered for vulnerable populations, as a
way to include them economically. Using the case study of Belo Horizonte, a city with a history of alternative economic expressions and strengthened waste pickers' movements, we approached various actors of the recycling chain through qualitative research, using
the in-depth interviews approach.
Among other findings, the research noted that one of the greatest challenges of the post-pandemic Solidarity Economy is related to the expansion of the capitalist market to areas traditionally aggregated by the Solidarity Economy, because they were previously considered to be on the “margins of society”. However, these threats also
give room for opportunities, from responses that reinforce the legitimacy of cooperatives and associations, through their contractual adequacy with the City Hall for
the payment of the environmental service rendered, disconnected from the number of solid waste collected. We have learned that in the daily struggles and achievements of
the waste pickers, challenges and opportunities go hand in hand.
The purpose of this study is to diffuse knowledge about the limited roles women still play in Nigeria, as opposed to the roles they could be playing if they were to be empowered,
especially in terms of local and national security. The research questions examined the different ways in which women in Nigeria are suffering the omnipresence of patriarchal beliefs and the norms they entail, which interviews with a sample of nine Nigerian women have testified for. It further analyzed the possible interdependence between patriarchy and insecurity levels, and how empowering women could help building peace in the region. Three experts on the topic were interviewed, and testified for this correlation between women and security, while also pointing out the need for governmental support in terms of financing and policing this inclusion of women. The paper finally proposes a set of recommendations to the different stakeholders of Nigeria, from the civil society and Non-Governmental Organizations (NGOs) to the Government itself, on how to reach empowerment and peacebuilding in a sustainable way. Structured mainly on the social and cultural determinants of women’s roles in Nigeria, the study revealed that such determinants need political and legislative will if they are to improve. There is an urgent need for the Nigerian Government to take responsibility for the insecurity the country is facing and acknowledge how this insecurity is curbing any improvement towards both women empowerment and peacebuilding at the national and regional levels. Some of the recommendations include the promotion of dialogue among stakeholders, the implementation of sport programs to diffuse values of tolerance and empowerment, and the alteration of discourse around women and girls to change the conceptualization of power and therefore the roles they play in the society.