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Scenario Planning with INKA 4 Normative Scenario Planning as a tool to implement Financial Inclusion in the UK FinTech sector by 2030

  • Financial technology, popularly known as Fintech, has disrupted and revolutionized the financial service sector. Today, institutions such as banks are adapting digital transformation with the help of technological devices. There is no doubt that Fintech has transformed the way we bank. Nevertheless, there has been a growing need of understanding the future of financial institution with a holistic approach. Regulatory and governmental support towards maximizing opportunity, minimizing risk, and integrating financial inclusion is needed to accelerate the economy and attain sustainable development. The following thesis aims to study financial inclusion and how to achieve it in the Fintech industry. It comprises of four areas of influence; market, social, technology and regulatory while emphasizing on the economic development, social progress, uplifting digital finance and robust regulatory system in the globalized financial market. The research aims to close the gap among the regulatory, economic, technological and social aspects of Fintech and then develop a pathway to attain financial inclusion. In addition, the objective of the research is to provide a comprehensive strategic plan towards a prespecified future in finance. This was achieved with the help of normative scenario planning. The result was calculated using scenario planning software INKA 4. The result consisted of four distinct scenarios supporting the pathway to implement financial inclusion in Fintech sector by the year 2030.
Metadaten
Author:Riya Joshi
URN:urn:nbn:de:bsz:fn1-opus4-67600
Advisor:Eva Kirner
Document Type:Master's Thesis
Language:English
Year of Completion:2020
Granting Institution:Hochschule Furtwangen
Date of final exam:2020/08/26
Release Date:2020/10/29
Tag:Digital finance; Financial institutions; Fintech; Normative scenario planning; Payment
Pagenumber:110
Degree Program:IMM - International Management
Functional area:Finance & Accounting
Open Access:Frei verf├╝gbar
Licence (German):License LogoEs gilt das UrhG